Health, Welfare & ACA Compliance

Miller & Chevalier’s Health, Welfare & ACA Compliance practice provides compliance, policy, and litigation assistance covering all aspects of health and welfare benefits, including the ACA; wellness program design and implementation; cafeteria plans; COBRA; ERISA; HIPAA privacy, security, and breach rules; health savings accounts (HSAs); and general plan administration and tax issues for employer-sponsored health and welfare benefits and individual and group health insurance coverage.

We provide a full range of legal assistance in the health and welfare arena, with ACA implementation, compliance, and controversy our predominant focus. The team regularly assists clients on all aspects of the ACA, including health insurance market reforms, health insurance Exchanges, the "Three Rs" premium stabilization programs, the complex web of rules governing wellness programs, and the ACA's unique and varied enforcement regime. In addition, our clients frequently seek our advice on the tax-related provisions of the ACA including employer shared responsibility (or "pay-or-play") requirements, Cadillac tax rules, information reporting obligations, and health insurer fees and taxes.

With the entire team based in our Washington, DC office, our ACA practice offers clients an "inside the Beltway" approach that relies on a combination of our unparalleled substantive expertise and ready access to and relationships with the regulators and Congress. Our litigators have extensive experience representing large employers, health insurers, employee benefits plans, and ERISA plan participants. Our legislative and policy attorneys work regularly with Congress members and staff, and various regulatory agencies (including Treasury, IRS, DOL, HHS, the EEOC, and other regulatory bodies).  Many of our attorneys have extensive prior government experience with these same agencies.